CNSNews.com - Insurance-Premium Regulation in Health Care Bill Rewards Bad Behavior, Penalizes Good: "(CNSNews.com) – Provisions in both the House and Senate versions of Democrats' health care proposals bar insurance companies from tying health insurance premiums to unhealthy behavior, and that could drive up health care costs and reward unhealthy behavior such as smoking and drug abuse.
Bills in both the House and Senate limit insurance companies’ ability to adjust their premiums based on three criteria: age, geographic location, and family structure.
“The premium rate charged…shall not vary except as follows: (1) By age…(2) By area…(3) By family enrollment (such as variations within categories and compositions of families),” the House version states.
The Senate version, as passed by the Health, Education, Labor and Pensions Committee, includes all of the House’s conditions and adds one extra: the actual value of the services each plan provides."
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