IBDeditorials.com: Editorials, Political Cartoons, and Polls from Investor's Business Daily -- HSAs: Real Reform

IBDeditorials.com: Editorials, Political Cartoons, and Polls from Investor's Business Daily -- HSAs: Real Reform: "Health Care: ObamaCare would almost surely kill off consumer-driven plans that reward patients for smart shopping. That's a pity, because there are signs that the plans may actually be starting to cut costs."

They're not at the center of the great debate over what the president and his allies call the "reform" of American health care. Nor are they even at the periphery. But health savings accounts — remember them? — are still alive and growing. Not only that, they seem to be working as planned.

This should be big news, but it's something you'll probably read only here. There are several reasons for that.

One is that the number of Americans covered by HSAs and associated high-deductible health insurance policies is still small, though growing. It hit 8 million earlier this year, industry figures show, but that's still less than 5% of the insured non-elderly population.