The Real Story On The Uninsured » The Foundry

The Real Story On The Uninsured » The Foundry

You hear or read the number all the time. The New York Times breathlessly reports there are 46 million uninsured Americans and President Barack Obama routinely asserts the same number. The Census Bureau estimates, however, do not tell the entire story. The uninsured are a diverse and dynamic population, and the higher frequency of coverage loss is not only a function of the recession, but of the flaws inherent in the health insurance markets, namely the inability of individuals and families to secure and maintain personal and portable coverage. Data released by the Agency for Healthcare Research and Quality (AHRQ) and Centers for Disease Control and Prevention (CDC) enables taxpayers to drill deeper into the problem.

* According to AHRQ’s The Uninsured in American, 1996-2008: Estimates for the U.S. Civilian Nonstitutionalized Population under Age 65 (Statistical Brief #259) the number of non-elderly individuals for the full year in 2007 was 39.9 million.
* That 39.9 million includes 5.9 million children (see Statistical Brief #259) who are either in families wealthy enough to afford health insurance or are already eligible for Medicaid or the State Children’s Health Insurance Program (SCHIP).
* That 34 million uninsured number includes 12 million illegal aliens s who the proponents of H.R. 3200 swear up and down will not receive a single dime of taxpayer assistance through the legislation.
* Most of those who are uninsured become insured. As most health policy analysts know, the insurance market is unstable; it is constantly churning with people going in and out of coverage. According to the CDC’s Summary Health Statistics for the U.S. Population National Health Interview Survey (CDC, Table 25), nearly one quarter of currently uninsured individuals was due to change in employment. And according to AHRQ’s The Long-Term Uninsured in America, 2004-2007: Estimates for the U. S. Civilian Nonstitutionalized Population under Age 65 (Statistical Brief #258) 55% of individuals ages 18-24 were uninsured for at least 1 month in the period 2006-07, but only 18 percent were uninsured over a two year period and only 11 percent were uninsured over the entire four year period.